It’s that time of year again – for romantic dinners, chocolate hearts, writing cards and sending flowers. Some folks may just be hoping to get a date on the 14th; but for others, love is already in the air. Valentine’s Day is the second most popular day to become engaged, with nearly ten percent of all marriage proposals happening in February. Only December can boast more. While this is a joyous time for everyone, it’s no time to lose your heads. It’s a perfect opportunity for you and your new fiance to plan your new future – for richer or.